Housing Improvement Program:
This program offers no interest (0%) loans to low-income home owners to address health and safety issues. The property must be owner-occupied and have no more than four units. The complete program guidelines can be found by clicking on the link below.
Housing Improvement Program - Rules
Affordable Rental Housing Programs:
Using HOME funds, the City works with property owners, non-profits, developers and others to finance a portion of the acquisition, construction and/or rehabilitation costs in affordable housing projects. The HOME program requires a 25% match to the total HOME investment. For example, if the City allocates $100,000 in HOME funds, the owner must provide at least $25,000 in private funds.
HOME funds come with certain restrictions, including long-term affordability, rent restrictions and housing quality standards. Recognizing that private lenders may not favor the profit ratio for affordable housing projects, the HOME program is designed to fill that gap. The City encourages development of low-income housing throughout the city, especially outside of the downtown area. For additional information, please explore the links below:
HOME Application (To apply for the City's funds)
HOME Program Rules
HOME Final Rule (HUD Regulations)
CHDO Certification Application Word Version or PDF Version